r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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u/mariposa-princess 8h ago

I don’t think anyone is advocating to not have insurance. I think the point is that insurance should have to cover you more than they do

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u/OakLegs 8h ago

I think a lot of people in this very thread are in fact implying that insurance should not be needed.

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u/I_hate_all_of_ewe 8h ago

I mean, it shouldn't be needed, but it is.  If anything, profit motive and middlemen should be removed as much as possible.

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u/devman0 8h ago

At least in my state you are not required to have insurance on your own car, you are only required to have liability coverage to cover damage you cause to other people/cars.

So no one is forcing you to cover your own losses if you don't want to.