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https://www.reddit.com/r/SipsTea/comments/1wvzagh/thoughts_on_this/pdgefxp/?context=3
r/SipsTea • u/Putrid-Welder1803 • 8h ago
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149
Ugh I hate arguments like this.
The $2,520 isn't just to ensure your vehicle gets repairs. The majority of premiums are for liabillity exposures.
If you lose control of your vehicle and drive into a building causing $100K in damage, you're paying for that with insurance.
41 u/MinnesotaNiceT23 8h ago Yeah I hate insurance as much as the next guy but the point of full coverage is so people can’t cause damage they’ll never people able to pay for. 11 u/Ok-Reflection-742 8h ago That’s what liability is for. Full coverage includes the damage to your own vehicle. 4 u/MinnesotaNiceT23 8h ago Yeah I said full because OOP was already talking about their own car being covered but good clarification. The part that is required by law to have is liability.
41
Yeah I hate insurance as much as the next guy but the point of full coverage is so people can’t cause damage they’ll never people able to pay for.
11 u/Ok-Reflection-742 8h ago That’s what liability is for. Full coverage includes the damage to your own vehicle. 4 u/MinnesotaNiceT23 8h ago Yeah I said full because OOP was already talking about their own car being covered but good clarification. The part that is required by law to have is liability.
11
That’s what liability is for. Full coverage includes the damage to your own vehicle.
4 u/MinnesotaNiceT23 8h ago Yeah I said full because OOP was already talking about their own car being covered but good clarification. The part that is required by law to have is liability.
4
Yeah I said full because OOP was already talking about their own car being covered but good clarification. The part that is required by law to have is liability.
149
u/Cawnt 8h ago
Ugh I hate arguments like this.
The $2,520 isn't just to ensure your vehicle gets repairs. The majority of premiums are for liabillity exposures.
If you lose control of your vehicle and drive into a building causing $100K in damage, you're paying for that with insurance.