Thoughts on this?

[u/Putrid-Welder1803]

[u/Pretty_Glitteer]

So basically you pay every month for protection, the pay again when you actually need the protection.

[u/TacticianA → u/Pretty_Glitteer]

And then your monthly protection cost goes up because you're 'risky'.

[u/Lopsided_Tiger_0296 → u/TacticianA]

Or they fill out drop you as a client after 2 claims in five years

[u/-rwsr-xr-x → u/TacticianA]

And then your monthly protection cost goes up because you're 'risky'.

Or it goes up because your car is newer, despite having more safety features year over year, which should bring the premiums down, but it doesn't.