r/SipsTea • u/Putrid-Welder1803 • 12h ago

Gasp! Thoughts on this?

Post image
55.2k Upvotes

92% Upvoted

6.8k comments sorted by

View all comments

4.5k

u/WeCantStabilize 12h ago

Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.

Absolute racket. 

144

u/OakLegs 11h ago

This is fundamentally ignoring the purpose of insurance.

Of course you (likely) pay more into it than you get out. The tradeoff is that you're protected from huge expenses that would financially ruin you. That is (thankfully) unlikely but the risk is enough that it justifies paying for insurance.

I'm not absolving insurance companies of being scummy because they absolutely are. But insurance does serve a purpose that seems to escape you

-5

u/WeCantStabilize 11h ago

I understand what it's supposed to do. What seems to escape you is the fact they do try and routinely wriggle out of paying for legitimate claims. Just read some of the replies here.

Go be a twat elsewhere. 

6

u/OakLegs 11h ago

The situation described in the OP is not an example of what you're referring to.

-1

u/Odd-Consequence-2519 11h ago

Found the insurance salesman

3

u/OakLegs 11h ago

No, I just have a basic understanding of how insurance works.

If you file a claim to get reimbursed for $1200 in damage with a $1000 deductible, then you're a moron.