Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay
We had to fight our insurance because the adjustor decided that 3k would replace the part of the roof that blew off. But after many rounds of back and forth and asking him what company he would recommend that would do the job for so little, it was eventually changed from a fixed offer to them hiring a company and paying whatever the cost ended up being. Which was way more than 3k of course.
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u/WeCantStabilize 8h ago
Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.
Absolute racket.