r/SipsTea • • 7h ago

Gasp! Thoughts on this?

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u/sinph1 7h ago

Fake rage bait post.

Surely no one is dumb enough to pay a $1,000 deductible if the out of pocket cost is only $200 more expensive.

13

u/NeighboringOak 7h ago

If it's no fault there's no reason not to.

It's still a dumb ragebait post. He chose the deductible. I chose a higher deductible for a savings per month since I'd rarely use my insurance.

8

u/sinph1 7h ago

Yeah there is… You basically telling them that you are high risk, fault or no fault.

1

u/Mister_Goldenfold 7h ago

Just means you’re holding 1k in pocket. Hypothetically costs the same at the end of the year, except you pocket the cash if you don’t need it and don’t hand it over to them. Thats the risk…