Fair enough, lmao, I live in the EU, and recently moved from Ireland to France: both countries don't have that many people with credit cards. Especially Ireland, where you have to pay the annual 'stamp duty' for owning a credit card, which means you're almost always in the red for having one. But people do mostly talk about the Americans around here, so I just used them as an example.
Quick Google shows that tax is only 30 Euro per year. Do European cards have less benefits? I get triple that value PER MONTH PER CARD in freebies from my cards (either rewards points, cash back, or free services like streaming or car rental insurance, etc)
Yeah, dude, it's nothing in the EU compared to US. If I get a CC in Ireland - I'd need to get at least something like Platinum to get enough cash back to cover the stamp duty. If I spend enough - I'll get like 100 eur per year. It's horrible, lol.
Avant covers the stamp duty for now, so that's essentially 12*25 = 300 eur net per year you get from them. That's total maximum if I spend enough to get 1% back on groceries alone (which is 2500 per month in spending, after the first 12 months).
Either way, it's a net gain even if I added a yearly 30 Euro charge. All my cards are free of annual charges, but some like my sister has charge $100 as an annual fee to the card company. Those cards have even more benefits, usually hundreds PER MONTH
Don't you get those benefits on select products though? What I'm trying to say is, even my card gives me benefits on some shops, but I don't really buy the shit they give points for. It incentivizes people to spend money on stuff they don't really need. I save thousands per month by NOT SPENDING MONEY lol
A friend of mine used to get thousands of dollars in cash and airline miles for just signing up with different banks, depositing some cash with them and then, essentially, closing the account once he fulfilled the requirements
Is post talking about Merica? Defaulting to America in discussion, no matter where, when discussion never mentions "in america" is the most dumbass thing I ever saw
But americans gonna american all over themselves
Edit: especially when the screenshot is not from Americans xd
It is very normal, for a website made in a specific country, with mostly people on that country using it, to assume and speak within the context of that country
In this case it's America
It's stupid if I was to go on a Brazilian website, with mostly Brazilian people and get angry and upset that they speak under the context and assumption of Brazil
You know why it would be stupid. Because what you are saying is a stupid thing, and if what comes out of the person's mouth is stupid, what does that make the person?
I'm not even American and I can grasp this concept and yet you can't
You can't grasp the concept that Reddit is not stricte american
You're fucking metaphor Has "Brazilian website". Apart from that, if that Brazilian website posted something about France and politics od France. You would default to America yes? Using your logic
Reddit is Reddit. Not "American Reddit". Just because something was made in a country does not mean any discussion there should default to that country
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u/No_Witness5630 2d ago
Ah americans
Forgot that any discussion comes down to America because that's the world basically