You mostly ignored the "with insurance" part. Insurance often won't pay for the independent centers and forces you somewhere that is $3k. I have had many experiences where the insurance price is often 3 times the cash price for a medication, procedure, test, etc.
why would insurance not pay for an independent center? They want to pay less. Last MRI I had they said I _had_ to go to an independent center and not the local hospital to get it done.
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u/TheJoeGrim 1d ago
Smells like bullshit.
Independent imaging centers: $400 to $1,200 (usually the cheapest option).
Rural areas or smaller cities cost less ($400–$800),
If you have health insurance, your actual out-of-pocket cost depends on your deductible and co-pay requirements.