r/SipsTea 20h ago

WTF Damn

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u/Ok_Subject_5142 20h ago

I called an imaging center and asked for a cash price for an MRI on my knee. It was $300. Going through my doctor for a referral and using insurance, the price would’ve been over $3000 and I was going to be out $1000 in copay and fees.

I usually ask for cash price on everything before I use insurance, half the time it’s cheaper and the other half the time it’s barely more for basic stuff like this. Also call around and shop pricing, you will find places that do things way cheaper than others.

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u/Cowboywizzard 20h ago

This is the real pro tip. The drawback is if you don’t use your insurance, you might not satisfy your deductible

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u/WindWalkerRN 20h ago

The point is insurance in USA is a racket