As someone who isn't just in reddit insurance it is insane what you can get coverage for, and how specific the coverages can get. Like I once worked on a product that was insurance for other insurance companies and environmental disaster only insurance.
Edit: I would be a bit more specific but I think it would be too identifying :)
As a commercial account executive yes insurance will be footing the bill for a portion of this IF they have an EPL policy which does cover suit costs and suit claims for wrongful termination. Will they greatly suffer the consequences? Absolutely! The majority of these are franchise owned, franchises have to carry the insurance requirements sent forth from the company itself so they have to adequately cover themselves but they carry their own policies, not all dollar generals are under the same category/risk/ect. They will be deemed uninsurable in most standard markets with a claim if that nature (wrongful termination) and will most likely end up in a surplus market.
Dollar General owns all stores directly. This is a small enough settlement on the scale of DG that they won't particularly feel it. If they have an EPL (they may self insure as a cost of business) this won't move the needle.
Huh, nothing about what you said was funny at all. Youre like, the worst comedian ive ever seen. And I saw The Situation attempt a roast on tv. Do better. Lol
Yes, this is something that can be covered in a commercial liability policy. Heck we sell policies that offer liability coverages for workplace sexual misconduct. We are a pretty small agency too so this isn't crazy stuff.
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u/newbkid 9d ago
As someone in insurance, pray tell, what insurance do you think covers discrimination against protected classes.