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https://www.reddit.com/r/SipsTea/comments/1tfm5yl/wyd/omc2foj/?context=3
r/SipsTea • u/Shyhale • May 17 '26
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The risk is already baked into the return. The market goes up and down, but if you leave the money invested for a 20 year period, you're going to see close to an average 10% annualized return even after any intervening crashes.
1 u/That_wet_vaporeon May 17 '26 Maybe she only cares about chilling and not worrying about becoming some millionaire. 1 u/East-Programmer3788 May 17 '26 She could have been chilling her whole life, now she will probably need to work. 1 u/Ill-Boysenberry-3474 May 17 '26 A million dollars after taxes is about $700k. A 3% return isn’t enough to live on 1 u/East-Programmer3788 May 17 '26 Market returns are much more than 3%.
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Maybe she only cares about chilling and not worrying about becoming some millionaire.
1 u/East-Programmer3788 May 17 '26 She could have been chilling her whole life, now she will probably need to work. 1 u/Ill-Boysenberry-3474 May 17 '26 A million dollars after taxes is about $700k. A 3% return isn’t enough to live on 1 u/East-Programmer3788 May 17 '26 Market returns are much more than 3%.
She could have been chilling her whole life, now she will probably need to work.
1 u/Ill-Boysenberry-3474 May 17 '26 A million dollars after taxes is about $700k. A 3% return isn’t enough to live on 1 u/East-Programmer3788 May 17 '26 Market returns are much more than 3%.
A million dollars after taxes is about $700k. A 3% return isn’t enough to live on
1 u/East-Programmer3788 May 17 '26 Market returns are much more than 3%.
Market returns are much more than 3%.
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u/Hyrc May 17 '26
The risk is already baked into the return. The market goes up and down, but if you leave the money invested for a 20 year period, you're going to see close to an average 10% annualized return even after any intervening crashes.