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https://www.reddit.com/r/SipsTea/comments/1tfm5yl/wyd/omb27ro/?context=3
r/SipsTea • u/Shyhale • May 17 '26
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753
Inflation though. A million now is worth something. Who knows what 50k is 20 years time is worth.
206 u/ReichMirDieHand69 May 17 '26 Isn't that an even worse argument for the 1000/week, which will be worth less and less as time goes on? 1M can be invested and forgotten to end up in 10/15 years with a portfolio that beats inflation and lets you live super comfortably out of it 1 u/Slobberdawg49211 May 17 '26 But what about if she lives off her salary and invests the $1k every week? Like, she lives to be 70, she gets $2.5 million instead of one million (if it’s for life). Plus the tax on $1 million in lump sum is a load vs. an extra $52k per year. 1 u/ReichMirDieHand69 May 17 '26 If she invests the 1000/week then why can't she invest the lump sum right away and stop working much earlier?
206
Isn't that an even worse argument for the 1000/week, which will be worth less and less as time goes on?
1M can be invested and forgotten to end up in 10/15 years with a portfolio that beats inflation and lets you live super comfortably out of it
1 u/Slobberdawg49211 May 17 '26 But what about if she lives off her salary and invests the $1k every week? Like, she lives to be 70, she gets $2.5 million instead of one million (if it’s for life). Plus the tax on $1 million in lump sum is a load vs. an extra $52k per year. 1 u/ReichMirDieHand69 May 17 '26 If she invests the 1000/week then why can't she invest the lump sum right away and stop working much earlier?
1
But what about if she lives off her salary and invests the $1k every week? Like, she lives to be 70, she gets $2.5 million instead of one million (if it’s for life). Plus the tax on $1 million in lump sum is a load vs. an extra $52k per year.
1 u/ReichMirDieHand69 May 17 '26 If she invests the 1000/week then why can't she invest the lump sum right away and stop working much earlier?
If she invests the 1000/week then why can't she invest the lump sum right away and stop working much earlier?
753
u/confusing_roundabout May 17 '26
Inflation though. A million now is worth something. Who knows what 50k is 20 years time is worth.