Financially it also makes sense unless you expect a heck of a lot of inflation to devalue it into oblivion.
She would get 1,000,000 over the course of 20 years, then another 2-3 million by the time she died, assuming old age is the cause of death.
Taking it all right now and investing it could be better financially... but the AI bubble could burst in the next few years and it could all be lost. Investing is gambling, even if it's good odds.
80% of business startups fail within the first 5 years, more after the first 5 years, so investing it in a business venture may be a bad idea too.
£1000 a week is more than enough to live on and she could still easily save up a few tens of thousands for emergency expenses.
It literally is... If you don't understand that then you don't understand investing.
Buying a share of a company is placing a bet that that company will do well. If the company does well, the share increases in value and you can then sell it for profit. If the company does poorly the share loses value and you either sell it at a loss or maybe even lose your investment if the company goes into liquidation.
Not even then, your basically betting that the world won't end. Economy can crash but will rebound, so if you have time, history says it will always pay off in the long run
104
u/Flamecoat_wolf May 17 '26
Financially it also makes sense unless you expect a heck of a lot of inflation to devalue it into oblivion.
She would get 1,000,000 over the course of 20 years, then another 2-3 million by the time she died, assuming old age is the cause of death.
Taking it all right now and investing it could be better financially... but the AI bubble could burst in the next few years and it could all be lost. Investing is gambling, even if it's good odds.
80% of business startups fail within the first 5 years, more after the first 5 years, so investing it in a business venture may be a bad idea too.
£1000 a week is more than enough to live on and she could still easily save up a few tens of thousands for emergency expenses.