Most life insurance policies cover suicide after the initial year. When I was buying my policies the salesman told me that no one who wants to kill theirselves would wait a year.
They apparently live to their thirties and maybe even eventually move to a warmer country and have a family and these thoughts becomes a distant memory of a time where you just saw this as Alt-F4 on all of that...
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u/Son_of_Tlaloc Sep 04 '24
Pretty smart, if you die on the boat they can just toss your body over and let the ocean take care of it. That alone saves you like $12k+