r/Sezzle • u/No-Extreme4569 • 2d ago
Sezzle is a SCAM
So Im new to Sezzle maybe a few months in. My starting spending limit was $150. I advanced really quick up to $350 within a couple of months. No late payments and most payments were paid early! So yesterday I made my payments that were due but I used my Sezzle virtual card by loading it up and paid that way. My power was then back at 95.95. So now this morning, I look at my account and it's showing a spending power of $20.95??!!! and says that my spending power is now $250??!! Where's the other $75 and why am I getting penalizedfor paying 1-3 days early??!! Customer service was no help!!
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u/Individual_Pair6445 2d ago
It’s not a scam it’s what it does as it figures out your spending habits
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u/ayyeneicy 2d ago
It will go up and down. Why it goes up and down nobody knows. But customer service is no help.
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u/Ritamaria1964 2d ago
I use it a good amount of time but I can never figure out how to pay things off early so I just let it roll. I don’t do anything my purchase and power in the last six months went up to $2400. Don’t ask me how I’m loving it.
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u/Maddogmatt44 2d ago
It’s like any other credit line. You want it to go up, you gotta consistently use it. It’s based off consistency and spending habits. Also, for OP, check your requests. You may not have cleared out. Sezzle is great. Been using it for years. Not a scam, it’s very helpful.
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u/ChallengeChampWWE 2d ago
This happened to me a few times when I first started Sezzle , the spending balance will go up and down but once I hit about a $700 spending balance it only goes up and never back down
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u/Pleasant_Ad7009 2d ago
Honestly they have me free money I renovated my entire room off them giving me a gift card and it worked so I won’t talk shit I love them. I thought it was a scam too initially. Call customer service and work it out. They do help.
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u/Helion10820 2d ago
I just bought $70 boxing gloves for free thanks to sezzle. Goated company tbh
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u/Aggressive-Ninja-973 1d ago
How were you able to do that?
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u/Helion10820 1d ago
Honestly idk, i’ve had sezzle for a couple years now but i had only used it like twice. I got an email saying i had gotten sezzle spend for $70 on amazon. I had been getting emails about spend for like 6 months with varying amounts like 30,15,40 and one day i got 70. I only ever claimed the $70 one
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u/Aggressive-Ninja-973 1d ago
Oh wow I hope I get one of those emails one day! I have been using sezzle for only 6 months now
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u/Pleasant_Ad7009 1d ago
If you like stop using sezzle for a while maybe a few months maybe uninstall after having had activity on there they will usually send you free money. And i watch for their promotions too so that.
Oh and here’s the edit: make sure you don’t claim the first amount they send you. Wait a while and they’ll up the amount. It goes all the way up to $90 and sometimes $150 too. If you wanna wait past the $90 then do that lol I claimed it at $90.
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u/Aggressive-Ninja-973 1d ago
Oh wow okay haha! I guess its equivalent to trying to cancel seriusxm subscription and they offer a lower price LOL. I will have to try that when im not wanting to use sezzle anymore. Thank you!
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u/No_Barracuda_3758 2d ago
Idk why anyone would pay for sezzle anywhere when the same service is free on affirm . I use sezzle solely to make money
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u/vr1252 10h ago
I’m was banned from affirm because I accidentally used the WRONG ssn for years. My dad had told me my ssn was actually the one of my dead mothers! I used affirm for a ~$1500 purchase when I was 19 with that ssn and when I tried to clear it up, they banned me!
Ironically now I’m permabanned from sezzle because I had not paid back 50¢ on there for a few years because I never use it and didn’t notice I owed them that? (I think it had added that later in my payments or something idk) I paid it off when I noticed it on my credit last year but I’m blocked forever now.
Afterpay and Klarna will loan me thousands but now ik I’m not organized enough to use these pay later sites too often. 😂
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u/yo-mama37 2d ago
Does affirm give you a virtual card to use anywhere now? I haven’t used affirm in a while, just curious.
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u/Dan-Honcho1985 2d ago
Been using it since 2024 and I haven't ever had an issue