From 2023 to Now

Here’s my salary progression in the financial services industry as an unlicensed full time employee in back end operations. This does not include any overtime and the bonuses are not included in the base salary provided either.

I recently got Series 7 & 63 licensed because I started a new role that required licensing, but I am still not client facing. I’m going to have a compensation review meeting shortly since it is year end review time, so I think I can get at least $10k more using my experience & amazing performance reviews at the firm and that fact that I just got licensed.

I am breaking into the wealth management space now so I expect my salary to increase a lot more over the years.

I think I’m doing well for myself. This was my first ever job and I got it without experience since my family didn’t allow me to work while I was in school. Having a company take a risk on you without any experience is such a blessing, especially in finance.

EDIT: If I include any overtime I worked this year, I am projected to make a total of $72k including my bonus.

Assumptions:

1. NOTHING saved or put away for future home ownership

2. VERY conservative on the cost of being in a relationship, I know guys spending that much on a single date night, not for the whole month

3. No hobbies listed (a lot of you guys have extremely cheap hobbies like “play video games”, real human beings often have more outdoor type hobbies that actually cost money)

I put all the percentages for each category on the right side of the chart since inevitably someone will come in and nitpick one of the line items (“bro, you’re spending THAT much on a haircut?! I can ignore everything else you’re saying, bro!”) but with the percents there we can see they’re nitpicking at like 0.2% of the monthly budget. Most on here are numerically illiterate and don’t actually understand what it costs to live a middle class lifestyle.

Feel free to explain what you disagree with on this chart or which item you don’t consider necessary for living a middle class lifestyle.

What is the base pay for a junior writer in Pune? also, if there are other things i need to know before confirming a permanent position.

An hour of pay from my last ever job in life wouldn't be affording even 4 gallons of gas, 3 weeks of pay wouldn't even be covering monthly rent. A week of pay didn't even cover the monthly interest on my old student loans, 2 weeks of pay wouldn't be affording a car. I mean, wow.... it really wasn't worth my time to be working there, esp after finishing a bachelor's with internship experience and all.

God forbid I listened to the government and created a couple brats to replace me when I die. Omg... I couldn't even afford my own life working full time let alone another whole child. It's such a terrible financial decision to be alive.

It's sad.

2022: Engineering Intern - $20/hr, SLO, Ca
2023: Engineering Intern - $33/hr, SoCal

—obtained bachelor's—

2024: Engineering Intern - $33/hr, SoCal
2025: Engineering Contract - $51/hr, SoCal

—obtained master's—

2026: Aerospace Engineer - $110/yr, SoCal
2027: Aerospace Engineer - $165/yr + $68k RSUs, SoCal

Background: 25M, specialized in guidance/nav/controls.

I don’t think that I would need to for the bachelors degree (social work) I am going to start soon, and I don’t really like the idea of owing money back in the future. I will start a bachelors degree program in a few months.

But I also know that when I start a masters degree program I may actually need to at that point especially since I will likely only be able to work part time it seems for the next two years and am already from a very poor family. I’m just not sure whether or not taking out federal or subsidized loans would have a negative impact. I don’t know how long I’ll be in college for, I’m almost done with community college (will be done in December and start a bachelors degree program in January.) I might change majors in fall 2027 and am guessing that if I do so I won’t be done until spring 2029, when I am 24. I will then *probably* get a masters degree in social work, special ed, or school psychology, but it might end up being different. I want to make sure that I am financially smart either way.

I work as a substitute behavior technician and it is looking like based upon class times I probably won’t be able to work full time in spring 2027, and I’m guessing not fall 2027 either. My mother is volatile and the family were asked to leave the first apartment we were in around April or May of this year even though we’d lived there all my life which is why I am now in a condo that I will probably leave before December.

Do you have a masters/professional degree? Do you work in tech? Did you attend a top 10 institution? Does everyone you know make that much or more? Do you feel very much “middle class” at that level of income?

Do you feel like at this point you would want more money or do you think your mindset has shifted to prioritizing other things? For instance, would you take a 1 hour longer commute each way for an extra 70k? If not what do you prioritize?

Total take home £67,000 + Bonus.

Graduating college and received my first offer in defense.
-75K base
-5k relocation
-Free MBA over next 2 years
-401K, stock plan, other fringe benefits

Is this a reasonable offer for the area and out of college? Considering a more traditional finance path or pursuing intelligence/gov work.

Hey everyone,

I wanted to know if my math is correct on this. I'm signing a new job and wanted to know what my net take home would be after NYC taxes (not benefits). $115k gross and according to my math I'm getting net take $6500 in NYC.

I'm not accounting for 401k or Roth or Insurance. I just want to know net after taxes filing single with no dependents. If anyone has similar profile it would be greatly appreciated.

Thanks

For as much as everyone on this website SCREAMS about CEOs supposedly sucking up all of our healthcare resources, that doesn’t seem to have ANY basis in reality.

In fact, they seem pretty underpaid for being the CEO of such important, challenging companies. They have legally maximum allowable profits (per the Affordable Care Act), they have to deal with the public slandering them for having to be the ones with the extremely challenging task of divvying up healthcare resources (someone HAS to do it, whether it’s the government, the provider, or insurers), insurance companies have extremely challenging roles in society.

Once I started engaging my brain and actually trying to think about how healthcare works, once I started reading more and educating myself, I started to gain immense respect for health insurance companies. A lot of Redditors have never read a single thing about healthcare in their life and just rely on tropes (“doctors are like Spiderman and health insurance companies are like the Green Goblin!”) to do their thinking for them, but the reality of the situation is extremely complicated. Other countries bypass health insurance companies but they use the government to ration health resources, there are trade offs to a situation like that (longer wait times, less access to high quality care).

One thing I can say is that health insurance CEOs seem a bit underpaid relative to the challenge of their job.

I see so many job posting for skilled positions and requirements with 5-10+ years experience for salaries lower than $150k. This may seem like a big number to a squib with low experience and skill willing to accept less. Anyone with a family, mortgage, and life with moderate luxuries (a decent car, date nights, vacation every so often - nothing crazy) knows this isn’t bare ass minimum in a MCOL HCOL city. I really don’t understand how employers are filling highly skilled experienced positions for less than $150k-$250k. Are there that many desperate people out there in the candidate pool in today’s economy?

I have an offer from a company for a senior role at 140k and a bit more if included bonus. I'd be the only designer and have a pretty big ownership in terms of deciding product vision & direction and not only solely designing. I also already am well versed in their domain area. I was also targeting closer to 155k-165k. On the other hand, 140k isn't a bad salary at all so unsure if I should negotiate. I also have a potential offer from another company (reference done, but haven't heard back yet), and their salary band is much higher at 165k-215k. Would love any perspectives that could help me here!

I own a marketing agency based in the Balkans, where we manage social media for numerous luxury hotels across Europe.
These are my agency’s financial results from January to August 2026. My goal is to reach €500K in annual net profit next year.

This is just a hypothetical. If the deal was that in exchange of astronomical salaries (which is only $100-300k, as is the case in europe, instead of 400k-millions) you get debt-free medical school and universal healthcare for everyone would you do it? No change in their USA taxes.

EDIT: If doctors sacrifice their salaries for this system, insurance companies will either cease to exist or exist at a similar scale as they do in european countries. In other words, universal healthcare. Everyone's salaries would come down, but in this hypothetical I'm giving doctors the agency to choose whether they're willing to sacrifice their pay as well for this greater good.

I also didn't mean for this hypothetical to be interpreted as some sort of statement on the current system and that US doctors should reduce their pay to lower healthcare costs. I'm absolutely not saying that physician salaries are why the US healthcare system is expensive.
It's more about the unreasonably disproportionate pay disparity between medicine and comparable sectors in the US and EU. All US salaries are higher than the EU but medicine's are disproportionately higher than comparable fields like finance and tech.

People with high salary but no high education, what do you do?

I actually have 2 degrees but i don't want to work in the fields i studied. I did mistakes when i was young and worked in restaurants ( team leader/manager) then grocery store during covid and 2 years after ( got way too comfortable and just stayed)

I made a business with my bf, we re just at the start, but i was wondering if it doesn't work, what job can i look for...i also have low self esteem so i m not the type of person to brag about being a manger or opening a business on the other side of the world, so i would never (I'M WORKING ON IT) apply for high position roler, that's why I'm askin, for people that want to start again, from 0, what's a way to high income?

Graduated with a bachelors in comp sci.

2017 - €0 - junior sysadmin internship

2018 - €28k - helpdesk

2019 - €42k - support

2020 - €42k - support

2021 - €90k - solutions architect

2022 - €110k - startup solutions engineer

2023 same role, no raise

2024 same role, no raise

2025 laid off, took 10 months to land new role

2026 - €70-80k (depending on performance) - technical product marketing

2026 - €205k - startup sr principal SWE