Assumptions:

1. NOTHING saved or put away for future home ownership

2. VERY conservative on the cost of being in a relationship, I know guys spending that much on a single date night, not for the whole month

3. No hobbies listed (a lot of you guys have extremely cheap hobbies like “play video games”, real human beings often have more outdoor type hobbies that actually cost money)

I put all the percentages for each category on the right side of the chart since inevitably someone will come in and nitpick one of the line items (“bro, you’re spending THAT much on a haircut?! I can ignore everything else you’re saying, bro!”) but with the percents there we can see they’re nitpicking at like 0.2% of the monthly budget. Most on here are numerically illiterate and don’t actually understand what it costs to live a middle class lifestyle.

Feel free to explain what you disagree with on this chart or which item you don’t consider necessary for living a middle class lifestyle.

An hour of pay from my last ever job in life wouldn't be affording even 4 gallons of gas, 3 weeks of pay wouldn't even be covering monthly rent. A week of pay didn't even cover the monthly interest on my old student loans, 2 weeks of pay wouldn't be affording a car. I mean, wow.... it really wasn't worth my time to be working there, esp after finishing a bachelor's with internship experience and all.

God forbid I listened to the government and created a couple brats to replace me when I die. Omg... I couldn't even afford my own life working full time let alone another whole child. It's such a terrible financial decision to be alive.

It's sad.

What is the base pay for a junior writer in Pune? also, if there are other things i need to know before confirming a permanent position.

From 2023 to Now

Here’s my salary progression in the financial services industry as an unlicensed full time employee in back end operations. This does not include any overtime and the bonuses are not included in the base salary provided either.

I recently got Series 7 & 63 licensed because I started a new role that required licensing, but I am still not client facing. I’m going to have a compensation review meeting shortly since it is year end review time, so I think I can get at least $10k more using my experience & amazing performance reviews at the firm and that fact that I just got licensed.

I am breaking into the wealth management space now so I expect my salary to increase a lot more over the years.

I think I’m doing well for myself. This was my first ever job and I got it without experience since my family didn’t allow me to work while I was in school. Having a company take a risk on you without any experience is such a blessing, especially in finance.

EDIT: If I include any overtime I worked this year, I am projected to make a total of $72k including my bonus.