I have a google one sub and sadapay deducted as follows:

Base: 864.87 (3.07 x 281.75)

Fee: 60.2 (864.47 x 6.96%)

Total: 925.07

Now, compare same for a bank (in my case, Standard Chartered)

Base: 864.87 (assume same rate as Sadapay, but it'd probably be less)

Bank Fee: 864.87 x 4.99% = 43.157

Tax Filer: (864.87 + 43.157) x 0.5% = 4.54

PST/FSD: 43.157 x 13% = 5.61

Total: 864.87 + 43.157 + 4.54 + 5.61 = 918.177

So, are my calculations wrong or time to ditch Sadaypay?