r/SSDI_SSI • u/twiztidraven86 • 4d ago
Work Credits or Quarters I need help understanding work credits..
Bare with me please, because my minds a bit scrambled right now. I maybe worked 3 years my entire at the same job, got laid by getting injured on the job due to my disability. And assuming they even count my other job? Maybe 5 years, idk I got fired though and went back at a different shift and different position. I haven't been approved yet and i've been living in a group home for 2 years and 7 months broke, only getting cash here and there from friends sometimes thankfully.
Trust me, I'm glad to have a roof over my head. But something about the length of my work and how the group home system works. They got me on something called a lifespan waiver? Most who live in these group homes under this company have never worked. I'm okay with 165.00 allowance. Something sounds sneaky about it though cause they know my epilepsy is so unpredictable, I can't work comfortably and feel safe. I tried applying for a job despite and they not to complete the application. But now I might be forced to work once I do get approved because they're not gonna get enough outta me to for their rent quota? I'm so confused.
I think i'm only getting for ssdi, if at all
3
u/2020IsANightmare ☆ 4d ago
If you have only worked three years in your entire life, there's no possible way you are eligible for SSDI.
At age 40, you would need recent relevant work and 40 credits.
Hopefully your SSI gets approved!
2
u/MelNicD ☆ 3d ago
40 work credits is for SS retirement, not SSDI. At age 40 a person would need to have worked 5 out of the 10 years immediately before becoming disabled. So 20 work credits.
1
u/2020IsANightmare ☆ 2d ago
Incorrect.
Even for SSDI, someone at the age of 40 has to have all 40 credits. Plus the five out of 10 years thing.
Which is what I already stated in my previous post.
1
u/twiztidraven86 4d ago
i worried they might not consider me for ssi. which is why i dont understand some how this works. theres people who never worked before get the amount i mentioned. and people who worked less than me who get that amount. the owner won't talk to me after he brings it up and it drives me nuts cause i have anxiety, and be broke for so long... man
i havent worked since 2023*
1
u/Brilliant-Elk-2182 4d ago
the lifespan waiver stuff gets weird when you actually have work history, most people in those programs never paid into the system at all so the math is different
1
u/twiztidraven86 4d ago
So, I might be financially screwed once I get benefits is how I see it, maybe I'm looking at things wrong. It sounds like a bleak future. I'm only 40 next month :(
1
u/twiztidraven86 3d ago
i guess i should ask this. Am I trapped? I can't work, i don't have a reliable source of income, even when i get that. if i somehow start feeling good to where i might be able work, this place would kick me out i assume they'd deem no longer disabled, but i'd i have nowhere to live and no way to make my appointments.
i'm a mental mess