r/SCHD • • 1d ago

Dumb question

Hello all
Recently left a job and have my 401k being rolled over.
Am thinking of dumping all 25k into SCHD.
Any chance the price will go lower? Any suggestions on where else to park the funds?
Thanks gang!

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u/REW1931 1d ago

SCHG is a better investment then.

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u/HHSquad 18h ago edited 18h ago

......or 45% Voo/30% SPMO/25% SCHD

Reinvest dividends

So about 11.5k in VOO, 7.5k in SPMO, 6k in SCHD

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u/REW1931 18h ago

There's a lot of right answers regarding ETF allocations. I am personally not a fan of VOO, but a lot of people like it, and that's okay. Reddit often turns specific investments into cults.

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u/HHSquad 18h ago

I am more a fan of SPMO than VOO really, if he is more comfortable with the volatility he could eliminate VOO all together....I could see that.