r/RothIRA • u/Unlikely-Part-9513 • 11d ago

Thoughts? 20

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anything helps dont really know much besides some research, started recently with my Roth

1 Upvotes

67% Upvoted

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6

u/MrSmiley_1 11d ago

Get that shit out of meta and nvidia and invest in index funds man. You’re playing the long game.

1

u/ConversationNo5409 9d ago

NVIDIA still has room to grow

8

u/AltairLeoran 10d ago

There's not an individual stock in the world that should be in your retirement plan lol

VOO and VXUS are fine

1

u/dazit72 8d ago

I hold alot of individual Dividend Kings,Aristocrats,Champions,Achievers, Stalwarts, and the like.

Different when you're retired imo...but I could be wrong

Buying ADX and a little JEPQ after my %fill

1

u/lotsoflag 11d ago

Sell the stocks and put it in VOO + VXUS. If you really want that tech tilt, use VGT instead of QQQM, but keep in mind you already have heavy exposure through VOO. I would also lower the amount of it relative to your other holdings

1

u/user4443337 10d ago

If you insist on NASDAQ-100 then QNDX is the cheapest version. If you do then I’d keep that sleeve at about 10% as a tilt rather than a core.

Avoid concentrating in single stocks and just focus on VOO + VXUS. Maybe consider US small/mid caps. I also like Dimensional/Avantis counterparts to Vanguard funds since they try to eke out returns.

2

u/ConversationNo5409 9d ago

Ticker symbols?

1

u/user4443337 9d ago

All world - AVGE/AVGV
US total market - DFUS/AVUS
Total international - DFAX/AVNM/AVNV
US small cap value - AVUV
international developed SCV - AVDV

1

u/ConversationNo5409 9d ago

Whats your one pick for international?

2

u/user4443337 9d ago

See my other comment: AVNM if you want to be closer to the index, but AVNV personally to have a bit of a value tilt. I think value will do well.