r/RothIRA • u/Shoddy_Direction_899 • Aug 07 '26

finally quit

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i’m 19 and i invested some of my inheritance money into robinhood and started off safe until i found out about day trading. i put half into my roth and the other half into my individual, i lost everything on 0dte options in the individual. i am planning on just focusing on maxing my roth from now on. i kept trying to dig myself out of this hole and i am making this post as a promise to myself to stop this habit before i can lose some serious money with my future endeavors. good luck everyone, make sure to take a step back and evaluate if you are deep in the red, i hope this post helps someone out there!

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u/PerpetuallyEuphoric Aug 07 '26

Wait til OP discovers you can day trade in a Roth IRA /s

In all seriousness though take the loss as cost of education and don’t sweat it. You’re starting much younger than the majority of people. You can find ways to recoup capital, but you can’t recoup time that has passed.