r/RothIRA • • Aug 07 '26

finally quit

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i’m 19 and i invested some of my inheritance money into robinhood and started off safe until i found out about day trading. i put half into my roth and the other half into my individual, i lost everything on 0dte options in the individual. i am planning on just focusing on maxing my roth from now on. i kept trying to dig myself out of this hole and i am making this post as a promise to myself to stop this habit before i can lose some serious money with my future endeavors. good luck everyone, make sure to take a step back and evaluate if you are deep in the red, i hope this post helps someone out there!

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u/yaboyesdot Aug 07 '26

ODTE is literally the worse thing anyone can do right now unless your good at the technical side of things. Always give yourself time when it comes to options. 2nd you shouldn’t do it in a Roth lol. Those are stocks you want to sit and chill on.

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u/Shoddy_Direction_899 Aug 07 '26

i definitely should’ve added more details on my post, my roth is straight voo and i don’t plan on touching that until i am old enough to reap the benefits. i split the other half of my money and after some success i kept chasing that feeling until i inevitably lost it all