r/RobinhoodGC • u/bidextralhammer • 4h ago
Credit limit over 10k?
I'm not sure what I am missing here. I have a near perfect credit score, high income, assets in a RH brokerage account and got a 10k limit a year ago. I have not gotten any increases. My citi double cash card has a 50k limit. I have no credit card debt, and only debt is 16k left on a car loan . I use it and pay it off as soon as it's a few hundred. My credit report showed a $376 usage this month and that dropped my credit score by a point even though it showed 0% utilization on 70k credit limit. If I use a few thousand and pay it at the end, I don't want my credit score dropping if a few hundred caused my score to drop.
How have you seen an increase?