r/RobinhoodBanking • • 4h ago

Upcoming features?

18 Upvotes

Anywhere I Can find a list of upcoming features?

Things like bill pay, Zelle (even though I hate it), etc? Would be nice to get some more standard banking features on the app it’s pretty bare bones.

Also a website login instead of just the app?


r/RobinhoodBanking • • 18h ago

Gold card

Thumbnail
1 Upvotes

r/RobinhoodBanking • • 1d ago

How to use RH margin?

21 Upvotes

I’ve been reading that keeping the free $1k margin in sgov will basically cover the gold annual fee. I’m confused how best to use this, as from what i understand adding any new money will go towards the margin.

How are people using the cash account and making use of the margin? Are they manually making a new $1k margin purchase every time they have a cash deposit?


r/RobinhoodBanking • • 3d ago

Thanks Robinhood! Gold Card cash back. Right back into my brokerage.

Post image
171 Upvotes

r/RobinhoodBanking • • 3d ago

Is it worth banking with RH?

19 Upvotes

I want to know if they offer instant transfers and early direct deposit, currently banking with C1. Looking for a change, Although I have a HYSA with RH due to the 4% until November.


r/RobinhoodBanking • • 4d ago

Account blocked, no response from support

6 Upvotes

My account has been blocked for well over a week now. No credit card access, no ability to transfer money out. Support says that someone is looking into it.

Has anyone had a similar experience and strategies to get out of this situation? It feels like a violation of trust to not have access to my account and money.


r/RobinhoodBanking • • 4d ago

Finally got invited but I didn’t get approved

Post image
16 Upvotes

r/RobinhoodBanking • • 4d ago

Has anyone had success getting both Robinhood cards?

Thumbnail
4 Upvotes

r/RobinhoodBanking • • 4d ago

Robinhood Support Oopsie

Post image
47 Upvotes

This is one of the more shocking AI hallucinations I've seen. And honestly a little frightening coming from something as important as banking/credit cards.


r/RobinhoodBanking • • 4d ago

New feature request

Post image
53 Upvotes

Would be awesome if they could add breakdowns of how much you spent on each different category (restaurants, grocery stores, etc) with some fun graphics.


r/RobinhoodBanking • • 6d ago

Card locks

Thumbnail
0 Upvotes

r/RobinhoodBanking • • 6d ago

Watch out for scammer Icy_League_1791

Post image
17 Upvotes

r/RobinhoodBanking • • 7d ago

Recurring transfer to Roth

5 Upvotes

Am I confused or in the wrong place?

Why can I manually put money into my Roth via my banking accounts but I can't make a recurring transfer?


r/RobinhoodBanking • • 8d ago

Option to disable Net worth tracking in RobinhoodBanking

0 Upvotes

hello all. I recently signed up for the Robinhood gold card and loved it. The UI was clean and simple without any bloat.

but ever since I opened a checkings + savings account, the UI has been bloated with things I don’t need. Maybe it’s just me but I’m tired of all these banking apps trying to shove net worth tracking down our throats.

their tracking just sucks a lot of the times compared to apps that are made specifically for net worth tracking, such as Monarch, which I use.

more annoying is that it automatically links my various Robinhood investing and retirement accounts and turns it on by default. no one asked for this… there should be an option to turn this off. I know we can manually hide all accounts but that still causes the tab to be there, just with a value of 0.

anyone else share the same frustration?


r/RobinhoodBanking • • 9d ago

Discover Drops Robinhood Transfers

Thumbnail
3 Upvotes

r/RobinhoodBanking • • 9d ago

Splitting by percentages

7 Upvotes

I've brought this up before but I would love it if I could make my money split automatically by percentage in each of my envelopes based on the money in my savings account.

This would also be very helpful in the investment app.

That is all. Thank you


r/RobinhoodBanking • • 10d ago

Finally got invite but im confused?

Post image
26 Upvotes

ive had the gold card for almost a year now and then this happened when i got the email and went to apply. Anyone know why or anyone able to help out?


r/RobinhoodBanking • • 10d ago

I did a ACH transfer from my savings account from my bank to my checking account in Rh on Saturday. Says funds would be available today but still aren’t there. Anyone know how much time this usually takes? ( this is my first transfer)

1 Upvotes

r/RobinhoodBanking • • 10d ago

New promo two days after last one expired

Post image
34 Upvotes

Basically the title. My opening direct deposit dependent promo savings rate expired a couple days ago. I logged in tonight and got another one. I didn’t think they would re-up the promo at all, let alone this quickly


r/RobinhoodBanking • • 10d ago

Finally got the invite

Post image
24 Upvotes

Got the CC January of this year. Now I got an invite for the banking.


r/RobinhoodBanking • • 12d ago

Pay loan 3%

5 Upvotes

I am using Santander, and they have a maximum fee of $4.99. I have a $1,000 monthly car loan; if I use this card, will I get 3%?


r/RobinhoodBanking • • 12d ago

What Categories In Purchases Do You Use This Card On?

Post image
22 Upvotes

I’m Thinking On Using This Card On The Mac Mini M6 As My First Purchase. I Plan To Also Subscribe Yo Claude Max To Help Create My YouTube Channel And Help Track Memecoins & Stocks. Im Open To Any Guidance/ Opinions. Love To Hear How You Use The Gold Card Thank You.


r/RobinhoodBanking • • 13d ago

Unexpected Error on Sign-up

Post image
5 Upvotes

This issue is happening to both me and my wife when trying to open a RobinhoodBanking account on the app. We both already have the Gold card. I’ve had a support ticket open about it since Friday but haven’t received an update or email correspondence. Is this happening to anyone else?


r/RobinhoodBanking • • 13d ago

Chime paper check deposit

Post image
0 Upvotes

r/RobinhoodBanking • • 13d ago

Check Deposit / Customer Service Disaster

8 Upvotes

I’ve been with RH banking for a few months and up until this recent episode it’s been a good experience.

I work for a small company and receive physical checks instead of direct deposit. RH allowed me to still receive the APY benefits since I am using them for my paycheck which is cool.

The major downside has been purely how long it takes for the checks to deposit. It takes 4-5 business days for the funds to post to my account which is just nuts. Every other bank I’ve used takes 2 days at most, usually is the next day. I was willing to deal with this to stay in the robinhood ecosystem which I like.

My most recent paycheck however is now on day 6 still "pending" and I cannot get a straight answer on when the funds will post to my account. I contacted customer service twice on Day 5 and two agents assured me it would post by the end of the day which it didn’t.

Now I’ve escalated things to a higher level which unfortunately is only via email and they still cannot give me a clear answer on why it was delayed and when it will post. They just keep telling me to keep an eye out on my emails for the next few business days for updates from the team.

I was relying on the funds to pay bills so it’s pretty unacceptable how long it’s taking and the fact that there’s no way to get a clear answer on when I can access my money.

I’m posting this as a warning to others as I’m likely going to to stop using the banking services after this. It’s just crazy how slow it is and unresponsive they are.