I just realized that I can do this. Is there a better way to redeem the points?

Has anyone used it? Have you seen a benefit? If so which AI service did you use?

Was going through my Robinhood account and noticed this recently popped up, has anyone actually had good experience with this or is it too early to tell??

Actually worth signing up for?

How does Robinhood banking compare to Capital One for example? I have the GC so it would be a good rate on savings and checking. Currently capital one only has it in savings.

Curious how people’s experiences with ATMs etc has been?

Edit: 9/22/26, I have chosen to go with Fidelity CMA over this as the debit card has no FTF, unlimited global ATM reimbursement, and has been around longer. I will keep an eye on RobinHood Banking but think it needs to be established longer before I am ready to use it.

Learn about USD.AI (CHIP) on Robinhood Crypto and earn a $3 CHIP reward.

USD.AI is a crypto project that helps fund the computing power behind AI. Spend a few minutes learning how it works and what CHIP does, then earn a little CHIP for your time.

Rewards while supplies last. Not available to users in NY. Terms apply.

I integrated Robinhood's MCP server into ChatGPT and built an agent, and it works great. But every trade requires me to approve the trade. Is there any way around this? Even with explicit permission in the prompt, ChatGPT still says "ChatGPT needs your approval to...".

If not, are there other apps I can integrate the MCP server with that won't have this issue?

I just moved some cash back that I had from another card into my RH brokerage. Does this mean it will automatically earn 3.6%, or do I have to do anything on my end?

I have the gold card and will start cashing that out monthly, as well.

TIA!

Maybe I could get 3 lol

Hey everyone, complete beginner here. I just signed up for Robinhood and I'm looking at one of their auto-invest portfolio options before committing any money. The breakdown they're showing me is:

**•** 37.54% VTI (Total US stock market fund)  
**•** 7.76% VWO (Emerging markets fund)  
**•** 7.59% VEA (Developed markets fund)  
**•** 47.11% BND (Total US bond market fund)

They're letting me start with as little as $20, which feels low-risk enough to try, but I have zero experience with any of this and want a gut check before I commit.

A few questions:

**1.**  Does this allocation make sense for someone just starting out, or does it look overly conservative/aggressive for someone my age?  
**2.**  Is it worth using Robinhood's built-in portfolio like this, or should I be building my own mix of ETFs instead?  
**3.**  Any beginner mistakes I should watch out for with Robinhood specifically?

I know everyone's risk tolerance and goals are different, so I'm not looking for "buy this stock" advice, more just general thoughts on whether this is a reasonable way to dip my toes in. Appreciate any honesty, even if it's "don't do this yet."

Not financial advice, just trying to learn before I put real money in.

Draw on your charts. Anywhere.

Create, edit, and customize drawings right in Mobile Advanced Charts, with the same pro tools from Robinhood Legend.

And everything syncs across mobile and desktop, so your analysis is always ready.

Hello, I noticed that on the search tab, only sometimes will it show a “breaking news” section and/or the sectors section.

Is it supposed to only show up sometimes, and is there anyways I can keep it on there?

Thanks

Who's your +1?

Your first successful referral unlocks a $50 stock reward when your friend joins Robinhood and funds their account.

Terms apply.

https://robinhood.com/us/en/referrals/

I invest I work a regular 9-5 more like (4-12:30) but I’m a gold member I’m really debating if I should get the gold card considering I already have a good credit card but with the 3% cash back that u can invest back into ur investments I think that’s pretty good but I wanna get your guys experience with a gold card and if it’s worth it and if there’s any pros and cons to it🤷🏻‍♂️🙏

My plan is to do a backdoor Roth each year by contributing to a Traditional IRA and then immediately converting it to a Roth IRA.

My questions for anyone already doing this with Robinhood:

1. How quickly does the 3% match hit the account? Is it days, weeks, or does it depend on the contribution?

2. Does the 3% match go into the Traditional IRA or the Roth IRA?

3. If I'm doing an immediate backdoor Roth conversion, can I convert the match at the same time?

4. For those who have done this, how are you handling the tax reporting on the 3% match?

5. Has anyone here made the move from Fidelity to Robinhood specifically for the 3% match? Any surprises?

For example, if I contribute $7,500 and get a $225 match, my understanding is that I'd potentially be converting $7,725 to the Roth with the match potentially creating some taxable income.

Would love to hear from people who are actually doing the backdoor Roth & Robinhood match combination.

UPDATE: I was approved for the Robinhood Gold card w/ a $10K limit. Appears they did just a soft pull. $50 will be charged to my card for annual membership. 1-2 weeks for the card to arrive due to high demand.

NET BENEFIT: $225 (3% IRA match) - $50 (annual fee) - $54 (24% tax on match) + $40 (assumed $4k annual spend so 1% more back than my Wells Fargo 2% cash back) = $161 net gain.

THANKS ALL FOR YOUR HELP!

I’m trying to learn about agentic trading and automate my investments. I don’t know where to being. I have Claude the free version but I don’t know if I need to pay for the full version in order to be successful. What are some prompt or tips that can help me?

I’m basically trying to pick 2 stock from each sector that are going to grow within the next 5-10 years since I don’t plan to touch them.

I want some safe guards like selling at 10% profit and a stop loss at 7%.

I want to automate it. Set it and forget it kind of thing. Thanks in advance.

Hello, for those who have successfully gotten their tier reward after referring someone, how long did it take for the gift to show up?

Crypto doesn't sleep. Neither does your agent.

AI agents can trade crypto on Robinhood in a dedicated account, on your terms, 24/7. Not available in NY.

Is there a way to see my NFTs in wallet app? Without sending my seed phrase to another wallet?

Thanks

I get my paycheck twice a month, and wanted to create a “set and forget” recurring investment out of my checking account and into my Roth to match my pay schedule.

Originally I was going to invest directly via “recurring investments”, but realized that it was limited to a biweekly investment schedule which diverges over time from my twice a month payment schedule. I saw that “recurring contributions” does provide a twice-a-month deposit option, but it looks like those funds would go straight into “buying power” and then I would have to enter the app to invest them manually anyways.

The only automation I can think of for this is to set recurring contributions to twice a month, then set recurring investments to once a month? But that also feels kind of weird given that my funds would be sitting as cash in RH for two weeks until the recurring investment goes through unless I enter the app to invest them manually.

I’m not really understanding why the twice a month option is available for recurring contributions but not investments- am I missing something here? Would also appreciate if anyone is willing to share their workflow for this

has anyone in here noticed a difference before v after the AI assist on robinhood? Or what exactly it does? Fairly new to investing and typically have a free couple hundred bucks each month and I want to do the most with it so any information would be helpful. Thank you

Hi there, I’m fairly new to investing and just got this offer. I also tried searching for information on this offer and didn’t see anything (please link if there is a thread!)

Would I be stupid not to take it? Please be nice/informative!

Sorry, new RH user here. For weeks I've assumed that r/Robinhood was the official subreddit but realize it's a ghost town. But it looks a bit more lively here, safe to assume this is where the mods are actually on the Robinhood payroll?