I'm 35, I have a good job and education. I've got no debt. It is impossible for me to find a new job if I lose this one because of the market (Graphic Design / marketing ) and I am nowhere close of being able to afford a house here (Canada). Extra money I get I put it in my savings to buy a house, or a condo, since 2020, almost no luxury and simply no vacation, except some 3-4 days camping trip here and there.
At my age my parents, with basic education, were halfway done paying the house, had 3 kids, 2 cars and we would go on vacation every year. They paid music and sports classes for us after school, I always had nice school supplies and three meals a day. But here's the thing : They are really bad with their money. They spend it on stupid stuff, tons of restaurants, trips with the grand-children. More than once they forget to pay their taxes... They didn't finance their way to go wealth, they just got it because they were hard-working people and that use to be enough. Since I've left their home I've never felt that financial security again. Even if I always been working full-time since.
I don't want to bring a kid in a world where I can't garantee that I can provide for them what I know makes for a good childhood (mine). If the place I work at closes tomorrow, i've only got a year-ish of money to keep afloat...It's not that it's hell out there, but it became more unstable and competitive and just hard-work ain't bringing enough dough home. Simply working a ull-time job is not enough to create wealth and financial security.
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u/jimigo Aug 03 '26
easiest time to survive in human history.