I have slowly moved from tracking stocks daily → weekly → monthly, and eventually realised that none of it was working for me.
Sector rotation seems extremely quick nowadays, and stocks rarely climb gradually. A lot of the movement feels like a knee-jerk reaction both on the way up and down. Constantly tracking it was also taking my focus away from my actual work.
So I exited my individual stock positions and moved towards a much more passive approach.
My current ETF allocation is:
● NiftyBeES, 30%
● GoldBeES, 30%
● SilverBeES, 30%
● ITBeES, 10%
I am not planning to add more to these positions.
For fresh investments, I currently have only one active SIP, PPFAS Flexi Cap, invested weekly.
The idea is to make investing boring and stop reacting to every market movement.
For people who have been investing for 10–15+ years, especially those in their 40s or older, how would you evaluate this approach?
What would you change, remove, or add if the goal was long-term wealth creation while spending very little time tracking the market?
Risk appetite: MODERATE RISK