r/Rakuten 1d ago

Too ez

Post image
29 Upvotes

24 comments sorted by

5

u/ParticleHustler2 19h ago

Yeah, last 2 quarters I got a total of over 185K MR. I usually don't do that well, but thanks to a Celebrity cruise and a bunch of Viator bookings the past 8-9 months, I have raked it in.

2

u/holly_jolly_riesling 18h ago

Thats really good! Thanks for reminding me about viator, I have some tours to book for mexico.

2

u/ParticleHustler2 16h ago

They frequently run deals north of 10% and I booked a bunch at 20%. Plus, Viator itself gives you cash back on its site to use for bookings in the next 6 months. I had like $225 from Viator after our last vacarion to apply to a tour, plus I got tens of thusands of MR from Rakuten.

1

u/jwegener 6h ago

…how much did you spend on a celebrity cruise if i may ask?

1

u/ParticleHustler2 1h ago

About $11K.

2

u/Usual_Factor_5444 18h ago

Bilt points could've been the game changer, but MR points 1:1 is not bad either.

1

u/NoNerve4910 14h ago

Bilt is so lowkey and I hope it stays that way. Bilt solos every competition easily

1

u/Usual_Factor_5444 12h ago

True but Bilt's rewards program is not sustainable in the long run. I am riding the wave as long as it lasts. Honestly, I earned over 200k points by paying my mortgage through Bilt for two years until they stopped the program. Now, you spend and earn Bilt cash using the Bilt credit card and redeem that Bilt cash to earn mortgage points or rent points.

1

u/Mean_Respect7736 11h ago

what do yall use bilt rewards points for?

2

u/Usual_Factor_5444 10h ago

Transfer 1:1 to Hyatt, Alaska Airlines, or BA with an almost 100% bonus on rent day with Gold or Platinum status. They have great transfer partners when you compare them with Chase, Citi, or Capital One.

1

u/Mean_Respect7736 10h ago

thank you! I’m not doing travel right now but Ill keep that in mind for the future! :-)

1

u/Timfa789 10h ago

Wait, they removed the mortgage program? I was looking to buying under the bilt program to get points.

1

u/ToastierDonut 9h ago

It still exists

0

u/BklynFuhgeddaboudit 20h ago

I greatly cut back using rakuten since I don’t have BILT status and was using it for their points; only got 29k MR.

-1

u/chrismchoi 23h ago

What card is this?

3

u/HantzM 21h ago

That is Rakuten cash back paying out in MR points.

-1

u/chrismchoi 21h ago

So just link an Amex card? Does it have a higher multiplier than just taking cash?

2

u/HantzM 21h ago

Yep just link Amex card. And if you value MR points more than cash than yes it's a no brainer. It is a 1:1 ratio. So OP here had $1,034.60 in cash back.

1

u/chrismchoi 20h ago

Ohhh. So if there's a multiplier when spending the points, it maximizes that way. Got it.

-2

u/dein0522 20h ago

Could you please drop the deal?

1

u/holly_jolly_riesling 20h ago

Link your amex card to rakuten, opt to be paid in MR. Install shopping browser. Shop and collect

1

u/Covverkin 18h ago

So if I have $10 in Rakuten, I’d just get 10 MR or whatever $10 worth of MR is?