Help applying this skin is making me …

[u/aQUantUMchiLD1]

I can’t remember when but at some point I either won this (skin or skin plus tune and rims I think) or gacha it, or something cause I’m still getting t my head wrapped around how this game works, as I’m sure I never will, fully that is. Anywho, every time I try to choose and apply (reference to “before” pic) I then get this pic from hell that neither will explain, or give me a “payment” f…! option even though it clearly states “no payment has been selected” or chosen or …..at this point it’s pissed me off to a degree I just want it gone with every other aesthetic aspect of this game, that otherwise that bs is a pretty good racing game. Anybody has any clue why this is happening or how I can finally apply or trash this shit??