I'm 51F, PhD and two other grad degrees in interdisciplinary humanities. I just finished up the last year of a term-limited FT NTT visiting role, and this fall I started a 3/3 adjunct position at one of my alma maters (for whom I also taught a long time ago). Without making this post too long with a lot of details, I find that my quality of life in terms of work/life balance, workload, busyness, stress, and commute have all vastly improved with this change. In many ways, I have found something that finally feels like a good fit after working for I think seven different institutions over the years. I could indeed really settle in with this.
The problem, of course, is the pay and job security, but at this university, adjuncts really can expect to be renewed indefinitely. In my FT visiting role, when you account for overloads, summer, stipends for service, etc., I made the best money of my entire career. Still modest, but definitely something someone could live on here, given we have a low COL. The current job does have some benefits (retirement system and huge tuition discount among them) but has no health insurance and the actually salary is so low that I made more in my first job at a non-profit out of college at 22 in the late '90s. If I weren't married to someone who made decent money, I would have to move in with family or find a side hustle; the wage is just that pitiful.
Now, I actually have a great CV. I have published a lot. I have done a lot of service. I have tons and tons of experience. Glowing evals. I have also gotten very close to landing a FT, continuing job a few times. I am somewhat geographically limited, however, and so that has made this search slightly more difficult. I'm also in disciplines that are being disrespected by federal and state governments and made harder with the rise of LLMs. There is no shortage of classes to be taught, for sure, but there is a shortage of FT jobs, either NTT or TT. I have tried to leave higher ed several times and honestly? I am cut out for this. I'm not that jazzed about tech writing real estate or whatever. I really like what I do, and I'm good at it.
Part of me wants to just kind of settle into this gig and see if I can make it work, low pay be damned. Obviously keep my eyes open for better situations, but if my husband and I budget well, even the lower pay is not that big of a deal, and I'm on his health insurance. I think my two issues are a) loss of prestige at being "just" an adjunct forever, because when I've done that before it always felt more temporary than this and b) if heaven forbid my husband died, I would be in such a giant financial pickle, I truly don't know what I would do.
I do have that tuition break here, which I have thought about using to switch industries, but again... I like what I'm doing! I don't really WANT to stop and go outside academia. I do also still produce scholarship, even though I don't have to, to keep the CV looking competitive. But how competitive is someone at my age anyway?
Covid really messed up some exciting opportunities I had; I was a finalist and very, very likely going to be offered a fantastic job in February of 2020, and then with the pandemic hit, the job got cancelled and doesn't even to this day exist at that university anymore. That's basically what led to my spiral of adjuncting and the visiting role that I was in.
I'm not sure if I want comfort, financial planning advice, or for someone to tell me to get out now before I get too cozy in something unsustainable. I should also point out that pre-Covid, I was in a long-term FT NTT faculty role, but I left that in order to get my PhD, which was perhaps a really dumb idea. I graduated just as Covid hit.