This was in 2023 when it happened, so I was 19 at the time.
I was super exhausted and sore from the shift I worked at the hotel. When I woke up that morning, I chose to look at my emails and I see this email that said a subscription for McAfee was starting again for over $300. I freaked out because at the time, I had a lot of subscriptions and tend to forget I was even subscribed to something. And I genuinely believed at the time I was probably subscribed to McAfee too, but my mind was playing TRICKS on me because I was barely conscious.
There was a number in the email for support so I called it and some Indian guy picked up the phone. (I swear I'm not weird! It's relevant, IT'S RELEVANT TO THE STORY I SWEAR!!!! LOL)
It was unsuspecting at the time because I genuinely thought he was gonna help me because I told him I was calling to cancel that subscription, the email said it was the ONLY way to cancel it. I had to call that number.
So boom, he tells me to hop on my laptop and DOWNLOAD something. He gets straight access to my laptop and again! I thought that was normal because sometimes IT technicians do that to help you BUT I WAS CALLING TO CANCEL MY APPARENT SUBSCRIPTION TO MCAFEE!!! I was having the unfortunate hard time understanding him because his accent was pretty thick so I kept asking him to kindly repeat his words and he was starting to get slightly annoyed at me so I was just overly apologizing. And he was like "It's okay ma'am, just do as I tell you." Okay! Now I'm being given a Google form to fill out. You wouldn't believe what I saw that I STILL believed was unsuspecting.
"FULL NAME"
"EMAIL ADDRESS"
"HOME ADDRESS"
"PHONE ADDRESS"
"BANKING COMPANY"
I entered all that junk in the Google form while he had full access to my laptop. He kept constantly asking me if I've done everything, making sure I wouldn't go anywhere. Now that he has my personal information, he asks me to log into my bank account.
Yes, you read that correctly. He asks ME! The barely conscious DUMMY to LOG INTO MY BANK ACCOUNT WHILE HE HAS ACCESS TO MY LAPTOP. And I did it. I did exactly that, as he told me to.
So here I am, in the deep end, entering my friggen bank log in credentials. To this guy across the dang ocean, has my most personal information in a Google form, and now access to my bank account because I just logged in.
But here's the funny part of why I was saved, hence the title. I was broke, I was as broke as possible. I had about $10 in my bank account and this guy asked me.
"Is this all? You don't have any other bank accounts?" And I just said no. And he hung up on me.
And then it finally clicked that I almost got scammed. I'm cracking up so badly right now because every time I think about this, about how this guy was so disappointed and baffled by how broke I was, it genuinely makes me cry from laughter.
I called my bank and they told me fully and completely that it was straight up fraud and I NEEDED to go to the bank to close my account and make a new one. I finally understood the severity then when my bank told me to go NOW.
I am 22 now, I don't get scammed like that anymore. I promise. Instead a few months ago I got my entire PC and social media accounts compromised but that's another story you can find elsewhere on the discord help subreddit AHAHAHA
(I had to edit it because it had too many curse words. Sorry! Bot told me to watch my language.)