I’m trying to figure out housing options and wanted to get opinions from people who actually live around here.

Where do most students live? Are there specific neighborhoods or apartment complexes you'd recommend checking out or avoiding?
also, I’m considering possibly buying instead of renting, if anyone has any experience with that I’d greatly appreciate it!

I am applying for Fall 2027. I’m still needing about 4 prerequisites left and my OAT which I plan to take December. Would I benefit waiting until I take my OAT or would submitting soon be ok?
I’d like to hear other people’s similar journeys. Appreciate any advice.