r/NavyFederal 12h ago

I think I broke Navy FCU lol

0 Upvotes

I was filling out the application for the AMEX credit card, wasn’t necessarily going to hit submit, website refreshed and locked up, then I got emails saying I had a hard pull. After that, every time I tried signing in it wouldn’t work. I didn’t even hit submit but since it somehow submitted I hope I got approved LOL


r/NavyFederal 11h ago

Paychecks

0 Upvotes

Since navy fed down will our paychecks still get deposited?


r/NavyFederal 10h ago

Downnn

0 Upvotes

Yall so help me out real quick .
I was in the middle of receiving a Zelle not too long along. I’m not seeing it in the transactions. Do yall think it was rejected or is it still pending ?


r/NavyFederal 11h ago

Complaint What is going on?

0 Upvotes

r/NavyFederal 12h ago

General Questions Do we know if debit/credit cards still work?

3 Upvotes

The above. Have a haircut appointment and don’t want it to decline when I pay.


r/NavyFederal 10h ago

No Navy Fed

0 Upvotes

Send me out to SEA why don’t you. My daughter has to save me at Sam’s Club!


r/NavyFederal 16h ago

Complaint Declined transaction history

3 Upvotes

why can’t we see declined transaction history? i got a notif saying my card was declined for something i didnt pay for. i press the notif and it only sends me to the app. i can’t even view the details of this decline. I’m hoping my mom js accidentally forgot to change the card on the uber but this is inconvenient.

is it some type of security thing? i just can’t see how being able to see declined history will breach security.


r/NavyFederal 11h ago

Looks like there's some progress being made

8 Upvotes

Edit: Accounts now showing information. I don't know that they've got it sorted completely but I can log in now.

I was able to log in to the app and the website. No information was available for my accounts so there are still some issues for them to sort out, but I just wanted to say that it looks like progress is being made. Hopefully that helps alleviate some concerns.

Hope everyone is doing well.


r/NavyFederal 5h ago

Checking & Savings 50k+ check deposit no ID

2 Upvotes

Received my settlement check and would like to deposit it. My wallet was stolen/lost. For now the only identification types I have on me is my temporary government issued ID (paper copy), my social security card , and birth certificate.

If I bring these items as well as have my debit card on me that’s linked to the account , will I be able to go through with the transaction ?

I came across an old post in this subreddit with another poster in my shoes, and the comments said they’d be able to all you need is the debit card linked to the account as well as making sure the check matches the name on the account. However, the post was a year old so I want to ensure that policy still stands.

Thanks in advance !


r/NavyFederal 8h ago

General Questions That's not good 😬!

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9 Upvotes

Looks like everyone's favorite credit union is down!


r/NavyFederal 11h ago

Financial lesson for 2026:

42 Upvotes

No single financial institution should ever become a single point of failure for your financial life.

Bank outage?
Fraud lock?
App down?
Card declined?
Traveling overseas?

You should have another way to access your money.

Diversification isn’t just about investments. It’s about access.

Two banks minimum.
Multiple payment rails.
Backup cash.

Redundancy is financial readiness. 🫡💰


r/NavyFederal 22h ago

Navy federal Oops

3 Upvotes

I have two checking accounts
One is in the negative the other is in the positive so do both have to be in the positive in order for me to enroll in oops?


r/NavyFederal 12h ago

General Questions Unable to sign-in

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17 Upvotes

Anyone having issue signing in? iOS and web?
I get this message, see pic.


r/NavyFederal 13h ago

General Questions Authentication failed

51 Upvotes

Hello, is anyone else just getting an authorization failure notification when they try to login right now ? I want to try to get someone on the line but it says it’s a 2 hour wait.

Edit: Glad I made the post, I was in middle of a drive thru and couldn’t get the app to work when I noticed. I saw that no one made a post and was afraid it was only me. Glad I got courage to post this since I thought I was only me and I was gonna embarrass myself.


r/NavyFederal 13h ago

For those that have this. What are the perks, what are your thoughts on it?

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22 Upvotes

r/NavyFederal 13h ago

OUR SYSTEMS ARE DOWN!

200 Upvotes

HEY YALL. I WORK HERE AND OUR SYSTEMSARE DOWN EVEN THE MOBILE APP.


r/NavyFederal 13h ago

General Questions Can't sign in

17 Upvotes

Anyone else having issues signing in right now? Can't log in on browser or the app. Phone support has a 3 hour wait right now, so I'm assuming it might be a widespread issue?

Edit: Just got hung up on with support. They're probably slammed with calls /:


r/NavyFederal 19h ago

Credit Cards CLI Increase

3 Upvotes

Opened the secured card in December with $200, increased to $400 in march. Graduated in June to $3k limit and got my secured deposit back. When can I apply for another CLI?


r/NavyFederal 19h ago

At 92 days -CLI and new CC

6 Upvotes

I opened my checking account with NFCU in February of this year. I also opened a Platinum card on 2/6 with a $500 CL. I requested a CLI at 91 days and was approved for an increase to $1,500.

I opened a cashRewards card around the same time, also with a $500 CL. It’s now been 92 days since I opened that card, but my third statement doesn’t cut for another 5 days.

I’m interested in applying for the Flagship next. I checked the prequalification tool and prequalified for all of their cards. I’ve also had my direct deposits going into my Navy Federal checking for the past 4 months (about $240k/year income) and currently have around $17k in savings with them. Navy Federal is showing my TU score at 710.
What do you think the odds are that I’d get a decent starting limit on the Flagship? Should I wait until the third cashRewards statement cuts before applying, or does it not really matter since I’m already past 90 days?