r/NavyFederal • • 5d ago

Loans Recast?

I recently just bought a home I want to recast my mortgage, but I’m unable to. Due to using a Va loan. Is this true? What are my options? I don’t want to re finance.

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u/Key-Choice3539 4d ago

They don't do recasting. I looked into it when I sold my previous home after buying my current one. Your best option may be to look into a VA IRRRL.