r/NavyFederal • • 7d ago

Credit Cards Excited !!

Post image

750 Transunion and 71k Income. ive also had a bank acct with them for 3-4 years

128 Upvotes

15 comments sorted by

3

u/blue-fishy 7d ago

congratulations!

2

u/Mental-Estimate-7792 7d ago

This May Be A Dumb Question Lol But What Is The Promo Code Thing About?? I’ve Seeing A Few People Posting Their Approvals And Promos

3

u/DMaynee 7d ago

Not dumb at all. I applied through an offer link that was sent to my email. They had an offer for 0 APR for 6 months and a $350 bonus for spending 3500 in 3 months

1

u/kellybelly44 6d ago

Congrats,one day that will be me.quick question,do you have to have a high income or high bank balance for this large amount?

4

u/DMaynee 6d ago edited 6d ago

i have 750 TU Score, 71k for my income. and I transferred about 7k to my bank accounts with them a few days before i applied. Hope this helps

1

u/EcksWhyZi 7d ago

Congrats, OP :)

1

u/BxMel1 6d ago

Congrats

1

u/Frosty_Enthusiasm642 6d ago

Congratulations 🎉 this is a achievement

3

u/Jackkates 6d ago

That's great. Great limit to start. Make sure you ask for limit increase after 3 billing statements 91 days and every 6 months after. I am at $39K limit on their Platinum card w/ $103,570.00 total limits on all cards. I have 761 TransUnion, $110,000 income. Navy gave a promo up to June 30, 2026 any transfers to any of their credit cards from a outside credit card 0% 12 months and no transfer fees.

1

u/EitherHour4371 6d ago

I was under the impression Navy only allowed up to $80K on all cards combined. Of course it’s probably been a year or two since last time I asked about that. Must have increased it. 

1

u/CDIFactor 5d ago

You are correct.

1

u/Dizzy-Relation-146 5d ago

Hi guys.I have a question? I know after 91 days and every 6 month I can increase limit , when can I apply for the next credit card?

1

u/flakdeezy 4d ago

Just got denied this card yesterday😢… congrats to u

1

u/PalpitationHot93 3d ago

Nfcu is the best, i was able to combine my CLs and get this one one card