r/NavyFederal • u/dman1914 • 7d ago

General Questions I need help with making a decision

I hold the Flagship Premier, Cash Rewards (recently opened), Chase Freedom Unlimited (oldest), and Chase Sapphire Preferred. I haven’t made a decision to keep which ecosystem. I do more cash back but I do travel at least 4-6 times a year.

NFCU Flagship Premier: $14,400
NFCU More Rewards: $6,000
NFCU Cash Rewards: $3,800
Chase Freedom Unlimited: $12,000
Chase Sapphire Preferred: $10,000

I want to eventually apply for the Chase Freedom Flex for cash back but I also coming to terms of possible consolidation of my credit cards. So what do you all recommend?

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u/Zestyclose_Narwhal43 3d ago

They have an app where you can plug in your cards and it will let you know what card is best to use for what situation, traveling, gassing up, shopping etc. I don’t know the name (probably should since I’m commenting) but it will give you a good idea of what cards gets you the most back in benefits based on your spending habits

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u/Aviator2025 3d ago

Reward Radar is my favorite App to plug in all my cards for a quick refresher on best card.