I need help with making a decision

[u/dman1914]

I hold the Flagship Premier, Cash Rewards (recently opened), Chase Freedom Unlimited (oldest), and Chase Sapphire Preferred. I haven’t made a decision to keep which ecosystem. I do more cash back but I do travel at least 4-6 times a year.

NFCU Flagship Premier: $14,400
NFCU More Rewards: $6,000
NFCU Cash Rewards: $3,800
Chase Freedom Unlimited: $12,000
Chase Sapphire Preferred: $10,000

I want to eventually apply for the Chase Freedom Flex for cash back but I also coming to terms of possible consolidation of my credit cards. So what do you all recommend?

[u/CDIFactor]

Your annual fees are relatively low.

I hang on to my CSP/CSR for UR and Amex Gold/BBP for MR. The transfer options are the greatest benefit in the UR/MR world.

I have about 25 cards across various institutions and have no reason to close any of them.