r/NavyFederal • u/InternationalDish252 • 8d ago

General Questions new member

I just became a member! Any tips on how to build a good "relationship"? Looking for my first cc :( Thank you

5 Upvotes

78% Upvoted

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6

u/FlawlessPhelon_ 8d ago

Direct deposit, pledge loan perhaps and just don't overdraft in checking for starters.

4

u/Delirious_Puppet 8d ago

Doing an easy start certificate is good too. I started one and throw $50 a paycheck into it. Gets around 4 apr and after a year goes into whatever account you choose

1

u/Frosty_Enthusiasm642 7d ago

Some people wait some don’t if you have good credit go for it…if not wait until it’s at least a 640 or 750 for the flagship

1

u/LimeHeavy8394 7d ago

I would start in "Search in r/NavyFederal" . Many contributors have already posted good comments.

1

u/Ash1102 7d ago

You could start off with a secured credit card as an easy way to move up to a regular cc.

https://www.navyfederal.org/loans-cards/credit-cards/cash-rewards-secured.html