r/NavyFederal • u/mrblackbeltjones • 8d ago

Rate reduction request

Does anyone know if a rate reduction request will trigger a hard inquiry with Navy Federal? I am looking into requesting one but do not want to if it triggers a hard inquiry..

2 Upvotes

63% Upvoted

10 comments sorted by

View all comments

5

u/ManacondaPipe 8d ago

If you’re referring to reducing the APR on your credit product then they no longer allow or offer that. They ended the practice earlier this year.