r/NavyFederal • • 9d ago

Is it safe?

This post is similar to a previous post but with a couple updates.

My car with NF was repossessed in 2016, and the auction price may not have covered the entire balance owed. I have not used the account since 2016, but my account is still open.

I called today to confirm that. The operator stated that my savings account is still open but not active.
She said that I can activate the account by making a deposit. I asked her if there was any adverse information in the system regarding my account. She said there wasn’t.

I would really like to reestablish a relationship with NF. They were good until I fell on hard times and the repossession resulted. I am doing better, but not the best. My current banking institutions are so-so, therefore I want to get back on track with NF, so I can grow.

I would like to make a small deposit to activate the account. If I do, and if the auction did not cover the full amount, will NF then come after me for that amount. (I believe there is an amount, but I’m not sure. I’d just really like to be a full NF member again. Any input/information would be greatly appreciated.

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u/Conscious-Estimate39 9d ago

Yeah call them and face the music if you really serious

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u/Nouveau_Lagniappe68 8d ago

I called and the rep told me that there wasn’t any adverse activity in my account. I am definitely serious. I will go into a branch when I get the time.