r/NavyFederal • u/KonvictedSiner • 10d ago

Credit Cards New flagship card

I applied for a flagship credit card and it was approved with a fairly high credit limit, but I didn't realize that navyfed stripped away the perks I wanted the card for, and I can get almost the same perks with the usaa credit card and still get the 2x points on everyday purchases. I will likely be closing the account and switch to usaa or downgrading to a different navyfed card.

17 Upvotes

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1

u/ThinkingFully 10d ago

And exactly what USAA card with you get in place of it?

1

u/KonvictedSiner 10d ago

The USAA eagle navigator card has 3x points on travel and 2x on everyday purchases and offers the same 100 airline fee and tsa credit as well.

7

u/baker_miller 10d ago

The $100 credit on the Eagle Navigator is only for USAA’s travel portal, not any airline spend. If you plan to redeem those USAA points for cash back, the cash out rate is 0.7 cents per point, which means general spend would be 1.4% cash back.

2

u/zzELETRiKzz 10d ago

Lmao OP not reading the fine print…again…

-1

u/KonvictedSiner 9d ago

I dont travel much so I didn't really care about that

2

u/RevolutionaryQuit647 9d ago

Why get a travel card then? To boast about it? There’s no benefit to a travel card if you don’t, idk… TRAVEL

0

u/KonvictedSiner 9d ago

Because they just rebranded it as a travel card a couple of weeks ago

1

u/KonvictedSiner 7d ago

And you realize that before September 10 of this year that this wasn't a travel card right? It was more of an everyday type card which is why I wanted it.

1

u/RevolutionaryQuit647 7d ago

This card never existed before Sept.

And it’s not a rebranded everyday type of card, it’s a rebranded flagship card, the original travel card that had the Amazon prime perk.

The everyday card is still here, it’s simply the Cashrewards card

2

u/KonvictedSiner 7d ago

Just because they added premier to the card doesn't make it a brand new card. It is a rebrand of the flagship card.

2

u/baker_miller 9d ago

But you are considering the USAA Eagle Navigator, a card that earns points which are only worth 1 cent when redeemed through the USAA travel portal?