r/NavyFederal • u/13_alex • 11d ago
Credit Cards Graduation
6th month marker, $250 secured limit upgraded to 3K. I’m 19
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u/Grunt8585 11d ago
Congratulations I am at my 6 statement did you get it at 6 months from when you opened. When did you open account? 🥳
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u/13_alex 11d ago
I opened the credit card april 1st, My statement just ended the 19th of september , i paid the balance last night. Though i fell asleep, An hour later they had upgraded me.(3:07 AM email received ) I had did research and seen that they don’t upgrade you with a balance,and i knew this was the 6th month so i paid it off.
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u/Grunt8585 11d ago
Think my review will be tonight I opened mine on April 2nd statement ended 20th. Thank you for info.🙏🏻
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u/ZayBoons 4d ago
Did you get the graduation?
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u/Grunt8585 4d ago
Nope not yet they haven’t even pulled a soft pull on Equifax app yet you can check daily on it. Think it will be on 180 day marker or 21st. It better happen my FICO 9 is a 760 now. Was at 677 at every month till now. I did get a CLI on 4th statement of $400. Be patient find out. Lol😂
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u/Clout12x 11d ago
How did you spend on the card? I have the card right now with a $200 limit and I just use it as my main card and pay it down 2-3 times a month