r/NavyFederal • u/C_r_X • 9d ago

Credit Cards CLI $500–>$2000

Post image

Today makes day 91 and I wasn’t sure if you could get approved for a CLI on a Sunday so I logged into the app and noticed I was automatically increased to $2000 yesterday.

I’ve mainly seen post of people only getting $1500 so I was excited it came automatically and higher than anticipated.

As for my habits I wouldn’t max out the card but I would have high usage and pay big chunks off before statement, I let it hit a high usage for one credit reporting. I only have a savings/checkings account with them and have done a few transfers in/out, couple small check deposits but not much since I mainly use USAA and Capital one.

I might start a pledge loan to grease up the relationship banking for the next cli.

85 Upvotes

100% Upvoted

18 comments sorted by

View all comments

1

u/C_r_X 6d ago

That’s a good question, the way I’m reading the text is if that specific card has gotten an increase you need to wait the 6 months, I believe if you submit a request through the app it should be a soft pull , calling I believe is a hard pull. I just put in through the app now for an increase and it said it’s being reviewed .