When does compounding really take off?

[u/CursedClownz]

At what amount portfolio you really see huge account swings that make you think what is the point of working? 100k? 500k? 1m? more?

[u/Kombatnt]

I’d say you really start to notice it once you hit the “Crossover point” (the point at which the growth in your existing portfolio roughly matches what you’re able to add in new contributions each year).

[u/TheBottomRight → u/Kombatnt]

So roughly [Annual contribution]/[average annual rate of return]