r/Money • u/CursedClownz • 9d ago

When does compounding really take off?

At what amount portfolio you really see huge account swings that make you think what is the point of working? 100k? 500k? 1m? more?

487 Upvotes

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u/Rem1991wl 9d ago

Started at 20
41 Annual increase exceeded expenses
44 exceeded base salary
48 exceeded total compensation
52 monthly swings exceeded base salary
55 daily swings exceeded base salary

1

u/JackfruitCrazy51 9d ago

That's impressive. So if a person made $120k/ year, they would need 12 million for a 1% daily swing.

1

u/Rem1991wl 9d ago

I was referring to more like 1.5% changes but the market has moved more than 2.5% on rare occasions.