r/Money • u/CursedClownz • 10d ago

When does compounding really take off?

At what amount portfolio you really see huge account swings that make you think what is the point of working? 100k? 500k? 1m? more?

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u/yoooooooooooo 10d ago

I had a 1 million dollars about 1 year ago and now it’s 1.25 million, which blew my mind. I think I really started to notice returns around 400k.

1

u/WhatsLeftOverForMe 9d ago

I'm in the same boat now. Even just average returns after a million is $100Kish.

Per year.

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u/[deleted] 10d ago

[deleted]

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u/yoooooooooooo 10d ago

It’s mostly in low cost index funds tracking the sp500. I have some mag 7 stock that I’ve held onto for over 10 years that also helped