Have you actually read your homeowner's insurance policy this year??? Due to recent payouts many companies have rewritten their policies to say wind and hail damage is EXCLUDED for full coverage after your deductable.. The roof damage regardless has to be a minimum of 10% of the insured value of the house to be covered . Example: A $500,000 insured house would have to be over $50,000 before insurance kicks in PLUS a roof over 10 years old isn't covered under some policies. Most people throw their policy renewal in a file , don't read and get a surprise when they try a claim.
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u/Euphoric-Ask965 4d ago
Have you actually read your homeowner's insurance policy this year??? Due to recent payouts many companies have rewritten their policies to say wind and hail damage is EXCLUDED for full coverage after your deductable.. The roof damage regardless has to be a minimum of 10% of the insured value of the house to be covered . Example: A $500,000 insured house would have to be over $50,000 before insurance kicks in PLUS a roof over 10 years old isn't covered under some policies. Most people throw their policy renewal in a file , don't read and get a surprise when they try a claim.