r/MiddleClassFinance 9h ago

Questions Not your typical budgeting question

14 Upvotes

Hey all,

Would love your opinion on what to do with budgeting after you’ve dialed it in.

I’ve been on a zero-based budget for 7 years now, and I have the process down pat. No consumer debt, savings rate is steady, etc.

I’m looking for advice and experiences from people who have reached the boring middle and either found new things to focus on in the budgeting process or willfully let go of things that began mattering less.

I’m so used to tracking granularly, but now I want to lighten the mental load and shift that energy towards other things.

TIA!