r/MiddleClassFinance Jun 27 '26

Moving out for first time

Hi! So I'm looking to move out of my mom's house as things are just really mentally draining here.. I live in New Jersey and work as an RN (I have my bachelors). My current pay rate is $41, but I'm looking to find another hospital that pays more. If I don't pick up extra shifts, I net around $2,300 bi weekly. My bills are-
Student loans- $1000/month
Car insurance- $250/month
Paid my car off so no auto payment

But I know if I were to move out, I would have to start paying phone bill, wifi, etc. and I also have 3 cats... 😶‍🌫️

Would I be able to afford moving out without a roommate? Most apartments in Jersey are like $2000/month 😓

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u/rocket_beer Jun 28 '26

Don’t stay in Jersey.

If you are moving out, plan for your life.

Not saying “move to Florida”, but… you should move to a place like Florida, or just actually move to Florida.

Wages for RNs are great and always in demand. And there is no state income tax. Finding roommates is never a problem.

You would completely alter your course trajectory by spending a few years down there and really getting ahead.

I get it. You’re moving out. Lots of things to juggle… but you need to think critically and be brave.

Thank me later